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First-time home buyer in Winnipeg
First-Time Buyer Guide

Your First Home in Winnipeg: A Step-by-Step Checklist

Buying your first home can feel overwhelming, but it doesn't have to be. Follow these eight clear steps — from getting pre-approved to picking up your keys — and check off each task as you go.

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1

Get Pre-Approved for a Mortgage

Before you start house hunting, visit a mortgage broker or lender to get pre-approved. This tells you exactly how much you can afford and shows sellers you are a serious buyer.

2

Define Your Needs and Wants

Make a list of what you truly need versus what would be nice to have. This keeps your search focused and helps you act quickly in a competitive market.

3

Work with a Buyer Agent

A REALTOR® who represents you (not the seller) protects your interests. As an ABR®-designated agent, Mark Goldade provides expert guidance at no cost to you as the buyer.

4

Tour Homes and Find the Right One

Attend showings and open houses with your agent. Take notes and photos at each property so you can compare them later without relying on memory.

5

Make an Offer

When you find the right home, your agent will prepare an offer with your price, conditions, and possession date. In Winnipeg, conditions protect you during the due-diligence period.

6

Satisfy Your Conditions

Once your offer is accepted, you enter the condition-removal period. This is your window to confirm financing, complete a home inspection, and finalize your due diligence.

7

Work with a Real Estate Lawyer

In Manitoba, a lawyer handles the legal transfer of the property. They will review documents, handle the land transfer tax, and prepare everything for closing day.

8

Closing Day and Possession

On closing day, your lawyer registers the transfer and your lender funds the mortgage. Possession — when you receive the keys — usually happens at noon on the possession date.

Ready to Take the First Step?

As an ABR®-designated REALTOR®, I specialize in guiding first-time buyers through every part of the process — at no cost to you. Let's start with a free, no-pressure consultation.

Book Your First-Time Buyer Consultation

Let's talk through your goals, timeline, and budget — and build a plan to get you into your first home.

Janice
Mark Goldade's Real Estate Assistant

Help me book a First-Time Buyer Consultation

I'd love to help you get connected with Mark for a Home Buyer Consultation! As a first-time buyer, you're in great hands — Mark's philosophy is "educate first, sell never," so he'll walk you through everything step by step.

Before I find some available times on his calendar, I'd love to get a sense of what you're looking for so Mark can come prepared. Just a few quick questions:

  1. Budget range — Do you have a rough price range in mind? (No worries if you're not sure yet!)
  2. Areas or neighbourhoods — Are there specific parts of Winnipeg or surrounding communities you're drawn to?
  3. Timeline — Are you hoping to move soon, or are you in the early exploratory stage?
  4. Must-haves — Anything that's a non-negotiable for you? (e.g., number of bedrooms, garage, yard, etc.)

Take your time — share as much or as little as you'd like, and we'll go from there! 😊

Have Questions About Buying Your First Home?

I'm here to answer them. Reach out anytime — no obligation.